CPA (T), Bachelor of Accountancy.
Phoibe Manase Mkumbwa is a strategic and detail-oriented finance expert, serving as the Co-Founder and Head of Finance at CashMe Tanzania Ltd., a pioneering fintech platform transforming SME access to working capital through digital invoice discounting and crowdfunding.
Holding a Bachelor’s degree in Accountancy and recognized as a Certified Public Accountant (CPA-Tanzania), Phoibe brings a strong foundation in financial management, compliance, and strategic planning. Her expertise spans financial reporting, budgeting, audit, and internal controls — all critical to maintaining transparency and operational efficiency in a fast-paced fintech environment.
At CashMe, Phoibe leads the finance function with precision and integrity, overseeing investor settlements, cash flow optimization, and financial governance. Her leadership ensures that the company maintains high standards of accountability and trust as it scales its impact across Tanzania’s SME sector.
With a passion for empowering businesses and promoting financial inclusion, Phoibe plays a vital role in driving CashMe’s mission to reshape access to finance for underserved enterprises.